Customer Stories

Real results.
Real businesses.

Discover how companies across every industry use Paymentgate to process payments faster, prevent fraud, and scale globally without limits.

10,000+

Businesses worldwide

$50B+

Processed annually

+35%

Avg. auth rate lift

-71%

Fraud chargeback reduction

NEW: NordicShop case study — 41% checkout lift, 22 markets in 8 months
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Featured Story

E-commerce Stockholm, Sweden

NordicShop scaled to 22 markets in 8 months

Sweden's fastest-growing fashion marketplace needed to accept local payment methods across Europe without building separate integrations for each market. With Paymentgate, they launched iDEAL, Swish, BLIK, Przelewy24, and SEPA in a single sprint — increasing checkout completion by 41%.

+41%

Checkout completion

22

Markets launched

8mo

Time to full rollout

€180M

Annual GMV

"Paymentgate's local payment coverage is unmatched. We added 8 new payment methods across 6 countries in a single API integration. Our European conversion rate went from 71% to 91% overnight."

Astrid Magnusson

VP of Payments, NordicShop

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SaaS
Helsinki, Finland

CloudBase cut failed subscription renewals by 34%

Finland's leading cloud infrastructure SaaS provider was losing €800k/year to failed subscription renewals. Paymentgate's intelligent dunning management and adaptive retry logic recovered 78% of previously failed payments within 30 days.

-34%

Failed renewals

78%

Recovery rate

€800k

Recovered/yr

Mikael Virtanen

Mikael Virtanen

CTO, CloudBase

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Gaming Amsterdam, Netherlands

ArcadeHub processes 10M microtransactions/day at 99.99% uptime

Europe's largest gaming marketplace needed a payments infrastructure that could handle sudden 50× traffic spikes during game launches, with sub-100ms latency for in-game purchases. Paymentgate's high-volume processing layer delivered without a single outage in 18 months.

10M+

Txns/day

68ms

Avg latency

0

Outages (18mo)

Lars de Graaf

Lars de Graaf

Head of Engineering, ArcadeHub

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Healthcare Zürich, Switzerland

MedCare AG achieved HIPAA-compliant payments across 4 countries

Swiss telemedicine platform MedCare AG needed to collect patient co-payments and insurance premiums while maintaining strict HIPAA and GDPR compliance. Paymentgate's healthcare payment suite handled tokenization, data residency, and HSA/FSA card acceptance without any bespoke development.

4

Countries live

100%

HIPAA compliant

+28%

Collection rate

Dr. Sofia Bauer

Dr. Sofia Bauer

CPO, MedCare AG

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Marketplace Riga, Latvia

BalticTrade automated split payouts for 8,000+ sellers

The Baltic region's largest B2B marketplace needed to route and split payments across thousands of sellers in real-time, deducting platform fees automatically and handling VAT collection per jurisdiction. What took 4 engineers and 3 weeks per month now runs automatically.

8,000+

Sellers automated

-96%

Manual effort

T+1

Payout speed

Andris Bērzinš

Andris Bērzinš

CEO, BalticTrade

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Fintech Frankfurt, Germany

Fintego launched a white-label neo-bank in 6 weeks

German B2B fintech startup Fintego used Paymentgate's white-label platform and Banking-as-a-Service APIs to launch a fully branded business account product for SMEs — complete with virtual IBANs, SEPA transfers, FX conversions, and multi-currency card issuing — without building any core infrastructure.

6wk

Time to launch

12K+

SME accounts

30+

Currencies

Felix Schreiber

Felix Schreiber

Co-Founder, Fintego

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E-commerce Oslo, Norway

ScandStyle increased checkout conversion by 29% with one-click payments

Norwegian DTC apparel brand ScandStyle implemented Paymentgate's one-click checkout with saved card vaulting and Apple Pay/Google Pay integration. Combined with smart routing that improved their bank authorization rate by 4.2 percentage points, annual revenue grew by €6.8M with zero additional marketing spend.

+29%

Conversion rate

+4.2pp

Auth rate lift

€6.8M

Revenue added

Ingrid Haugen

Ingrid Haugen

Head of Digital, ScandStyle

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Education SaaS Copenhagen, Denmark

EduNord scaled to 180,000 paying students with zero payment engineering

Edtech platform EduNord needed to handle complex multi-currency subscription billing for students across 34 countries — including regional pricing, VAT and GST compliance, scholarship payment tracking, and B2B invoicing for university partnerships. Paymentgate's billing engine handled all of it out of the box.

180K

Paying students

34

Countries

0

Payment engineers

Kasper Møller

Kasper Møller

CTO, EduNord

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Fintech Stockholm, Sweden

VikingPay eliminated 94% of fraudulent merchant signups

Swedish payment facilitator VikingPay was losing €1.2M/year to fraudulent merchant onboarding and synthetic identity fraud. Paymentgate's KYB/AML screening suite, combined with document AI verification, reduced fraudulent activations from 3.2% to 0.19% while cutting legitimate merchant onboarding time from 5 days to 4 hours.

-94%

Fraud signups

4hr

Onboarding time

€1.2M

Losses eliminated

Björn Eriksson

Björn Eriksson

Chief Risk Officer, VikingPay

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E-commerce Warsaw, Poland

RetailMax reduced checkout time by 68% with saved-card vaulting

Poland's second-largest online retailer used Paymentgate's PCI DSS-compliant card vaulting and 3D Secure 2.0 integration to create a frictionless repeat-purchase flow. Average checkout time dropped from 94 seconds to 30 seconds, driving a 22% increase in repeat purchase rate among returning customers.

-68%

Checkout time

+22%

Repeat purchase

30s

Avg checkout

Monika Kowalska

Monika Kowalska

VP Product, RetailMax

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Across All Customers

What our customers achieve on average

+35%

Authorization Rate

Avg. lift across all merchants after switching to Paymentgate smart routing

-71%

Fraud Chargebacks

Reduction in fraudulent chargebacks within 90 days of deploying AI fraud scoring

6wk

Time to Production

Average time from first API call to processing live customer payments at scale

3.2×

ROI in Year One

Average return on Paymentgate investment measured across 200+ enterprise customers

What Leaders Say

"We evaluated Stripe, Adyen, and Paymentgate. Paymentgate was the only one that could handle our multi-currency subscription billing, marketplace payouts, and cross-border compliance requirements from a single API. It wasn't even close."

Erik Lindqvist

Erik Lindqvist

CEO, ScaleUp Commerce

"Our payment authorization rate went from 87% to 96.4% in 60 days. That's 9.4 percentage points — at our volume, that's over €4M in annually recovered revenue we were previously leaving on the table. The ROI calculation wrote itself."

Maja Thorvaldsen

Maja Thorvaldsen

COO, BaltikBrands

"The developer experience is genuinely exceptional. Our engineers had a working integration in under 4 hours using the Node.js SDK. The documentation is the best I've seen in payments — and I've integrated with eight different processors over my career."

Henrik Aarnes

Henrik Aarnes

Lead Engineer, NordicSaaS

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Average onboarding time: 6 weeks. Average ROI in year one: 3.2×