PRICING

Simple Pricing,
Zero Surprises

Pay only for what you process. Volume grows — rates drop. Transparent billing with no hidden fees and no monthly minimums on Starter.

No setup fees No monthly minimums Cancel anytime Free sandbox forever
Monthly
Annual Save 20%
Starter

Pay-as-you-go

For startups and growing businesses ready to launch.

2.9% + 30¢
per successful transaction · billed in arrears
Get Started Free

What's included

  • 200+ payment methods
  • 150+ currencies
  • Basic fraud protection
  • Standard REST API + webhooks
  • Developer sandbox
  • 24/7 email support
  • Real-time dashboard
  • PCI DSS compliance tools
  • Smart routing (AI)
  • Advanced fraud AI engine
  • Dedicated account support
MOST POPULAR
Growth

Custom Rates

For businesses processing $50K–$5M/month.

Custom
Typically 2.2–2.5% + 25¢/transaction
Save 15–25% vs Starter
Get Custom Quote

Everything in Starter, plus

  • AI Smart Routing +35% auth rate
  • Advanced fraud AI engine
  • Chargeback management
  • Revenue intelligence dashboard
  • Dunning & payment recovery
  • Priority phone & live chat
  • Custom checkout branding
  • Advanced analytics & exports
  • Dedicated account manager
  • White-label platform
Enterprise

Volume Pricing

For organizations processing $5M+/month.

Volume
Negotiated rates based on volume + risk profile
Proposal within 24 hrs
Contact Enterprise Sales

Everything in Growth, plus

  • Dedicated account manager
  • Custom SLA (99.999% uptime)
  • White-label platform
  • Custom fraud ML models
  • On-site implementation team
  • SOC 2 reports on demand
  • Private Slack channel
  • Multi-entity management
  • Custom contracts & MSA
  • 24/7 emergency hotline

Available Add-ons (all plans)

Instant Payouts

+1% per payout

Currency Conversion

1.5% FX fee (waived Growth+)

Identity Verification

$1.50 per KYC check

Smart Invoicing

$49/month flat

COMPARISON

Side-by-Side Feature Comparison

See exactly what's included at each plan level.

Feature Starter Growth Enterprise
Payment Processing
Payment methods accepted 200+ 200+ 200+
Currencies supported 150+ 150+ 150+
AI Smart Routing
Local payment methods (iDEAL, Swish, SEPA…)
Security & Fraud
Basic fraud rules engine
AI fraud engine (99.9% accuracy)
Custom ML fraud models
3D Secure 2.0
Chargeback management portal
Support & SLA
Email support 24/7 24/7 Priority 24/7 Priority
Phone & live chat
Dedicated account manager
Uptime SLA guarantee 99.9% 99.99% 99.999%
FAQ

Pricing Questions, Answered

Everything you need to know about how Paymentgate pricing works.

Still have pricing questions?

Talk to Our Sales Team
Get Started Today

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PCI DSS Level 1 SOC 2 Type II ISO 27001 GDPR Compliant